Finance - PayL8r
Buy Now, Pay Later – with Payl8r
The Payl8r scheme offers great flexibility and enables clients to choose a repayment plan that suits their needs. As long as you have a UK bank account or debit card, you can use Payl8r. Students, retired people, self-employed and those on benefits are all welcome to apply as well as those in more traditional employment.
Finance is subject to your ability to repay the loan
Interest Rates from 0% to 25%
Interest rates start at just 0% – interest free – if you repay in full within 30 days.
For those needing longer to pay back the cost of treatment, a quote will be provided at the outset, showing clearly the terms of the scheme.
Based on current interest rates, an example scheme:
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Borrow £200 over 12 months
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Representative APR of 24%; annual interest rate of 24% fixed
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Monthly payment: £20.66
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Total charge for credit: £47.92
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Total amount you repay: £247.92
You can also pay back early if your circumstances change.
FCA Approved Scheme
The scheme is provided by Payl8r, a provider independent of DANNYLEE Aesthetics. Payl8r is FCA approved for peace of mind.
Credit/Affordability Checks
Payl8r do carry out checks to ensure that clients are able to repay the loan. They do NOT penalise clients who have a thin credit file and the credit check uses a soft search, which does not affect your credit rating.
For those that are unable to pass the traditional credit check, Payl8r can instead look at your affordability, by reviewing 90 days of bank statements.
Instant Lending Decision
If you are new to Payl8r, they aim to give an instant lending decision.
Once you’re a member, you can use Payl8r again and again without having to re-apply for credit.
DANNYLEE Aesthetics is not the lender and has no influence over the decision that is made and cannot alter the decision made.
More information on Payl8r:
Payl8r FCA approved finance scheme visit our partners at: http://www.payl8r.com
6% arrangement fee added to total treatment cost
